Personal FInancial Literacy
Personal Financial Literacy
The Black Community Collective will begin offering personal financial literacy classes beginning October 1, 2025. The classes will be from 6 pm to 7 pm every other Thursday. It will be offered online and in person.
The Course
The classes will cover the following areas.
Financial Planning and Goals
The classes will cover the basics of financial planning and goal setting. It will include getting an idea of where your finances stand and how to develop SMART goals to reach your financial dreams.
Budgeting and Savings
We will explore income and expenses, different budgeting methods, and setting up a range of savings accounts.
Debt Management
This section will cover techniques used to manage and pay down debt. It will include how to prioritize debt and debt consolidation.
Credit Score Awareness
This section will cover understanding the parts of your credit score and how to manage them.
Investing
We will cover investing vs saving, interest, active versus passive investment, investment types, and portfolio structure.
Tax Planning
This section will cover how to prepare your taxes for the greatest return and to protect your assets.